Welcome to Text Loanss
Many of individual’s needs are not fulfilled because of limited funds in pocket and this is where one starts feeling the need for borrowing additional funds. If you are also looking for swift cash assistance then Text Loans X is the online entity that can come to your rescue. We are one of the leading online loan arrangers assisting people looking for immediate cash respite. Our primary motto is to enable you deal with problems that arise in life of a person at any given point of time. Get a loan from £100 to £1000*, Just complete our simple 5 minute application and if approved, the lender will send the money directly to your account within an hour or within the next business day.
What further makes us as one of the reputed online entities is the fact that we are working with some of the reliable lenders of the industry. With us are associated 40 plus lenders of United Kingdom that have easy financial assistance to people who are log jammed in financial trap at the end of the month. We aim to make your access to cash all the more easy and fast so that you can acquire funds right into your bank account that without having to wait for a long time after getting approval.
At Text Loans X, you can apply despite the fact what your credit rating is (Lenders may perform credit check on loan applications they receive. We make neither credit related decisions nor offer cash. Any queries or doubts would be directed to the lenders). Yes, we understand that having the problem of poor credit history is the biggest hurdle in acquiring an easy access to cash. People who are tagged with arrears, foreclosure, defaults, county court judgments and individual voluntary arrangements are not going to be the obstacles in gaining access to quick money. You can obtain cash help with us even if you do not have any asset to pledge as collateral. We accept loan applications from all working UK citizens who are above 18 years of age, Permenant Resident of United Kingdom, Must an active valid bank account in UK, Regular income of at least £500 per month.
Important Information: Collection Practices
Once you have received your payday loan amount, if for any reason you think you will be unable to meet any arranged repayments, or if you think there will be any difficulty repaying any part of your loan, then you must contact the provider of your loan directly as soon as you become aware.
Contacting your lender will provide you with the best opportunity to perhaps reschedule your loan repayments or discuss further options in more detail to avoid adverse action. Changing repayments of your loan amount could incur further charges or interest, the details of which can only be discussed directly with the lender of your payday or instalment loan. If no attempt is made to contact your lender and update them on any circumstantial changes or make the lender aware of any difficulty in paying back what you owe; they reserve the right to pass on your details to third party debt collections agencies or organisations that will attempt to recover the debt. Lenders usually reserve the right to utilise the Continuous Payment Authority to continue to attempt to take payment from your card up to 90 days past your due date. This is only done if it is in line with the terms of your agreement. Please check your own Terms and Conditions on your signed loan agreement for details.
Non Payment Implications :
The inference of non-payment of your loan could involve adverse details being included within your credit report. This could adversely affect future attempts at securing credit or finance, in addition to further charges potentially being added by the lender. When ever you miss a payment entirely, you will often incur a fee charge that will be added on to the total amount that you owe. Upon a missed payment, lenders will often try to contact you by telephone or letter in order to recover the funds and they may be able to arrange a new re-payment date with you. If you are struggling, or think there is a possibility that you will not be able to meet repayments, It is strongly recommended that you contact the lender in the first instance.
Important Information: Collection Practices
- Don't borrow money if you know you will struggle to pay it back
- Don't ignore the situation, contact your lender as your first port of call
Please note that if do not repay your loan amount at the agreed date between yourself and your lender, this will result in your lender reporting your case to the Credit Reference Agencies; which may negatively affect your credit score. This may adversely impact your ability to obtain credit in the future for services such as car finance, mobile phone contracts or satellite TV subscriptions. If you default, you may be charged a collection fee (which varies from one lender to another), plus interest on the balance outstanding at the interest rate payable under the agreement. You must pay your lender any reasonable expenses and costs that may be incurred in taking steps to enforce (for example, via County Court Judgments), or attempt to enforce, the lenders rights against you under your agreement.